Effective Date: 10/11/2026
1. General Disclaimer
PlateRiver.NET and all services, tools, calculators, games, directory listings, content and information are provided on an "as is" and "as available" basis.
To the fullest extent permitted by law, Plate River makes no warranties, representations or guarantees, express or implied, regarding the Site or any information made available through it.
2. Accuracy and Reliability
We do not guarantee:
- The accuracy, completeness or reliability of any content or result
- That information is current or free from errors
- Uninterrupted, secure or error-free operation of the Site
- That the Site will always remain available
- The suitability of any tool or result for a particular purpose
Users should independently verify information before relying upon it.
3. General Disclaimer
PlateRiver.NET provides various tools, calculators, games and educational resources for convenience and informational purposes only.
We do not guarantee the performance, accuracy, availability, functionality or suitability of any tool, game or service.
4. Loan Repayments Calculator Disclaimer
PlateRiver.NET provides several Loan Repayments Calculators, including Simple, Advanced and Professional versions.
These calculators are provided solely for general information and estimation purposes and do not constitute financial advice, lending advice, loan approval, credit assessment, or an offer from any lender.
While we aim to provide accurate estimates using recognised repayment and amortisation methodologies, results:
- May differ from calculations used by banks, lenders or financial institutions
- May not include fees, charges, taxes, insurance, lender policies or rounding methods
- Do not represent financial advice
- Do not represent lending decisions
- Do not guarantee eligibility for any loan product
You should obtain information directly from your lender or a licensed financial adviser before making financial decisions.
Plate River accepts no responsibility for any loss, cost, expense or consequence arising from reliance on calculator outputs.
5. Directory Listings and User Content
Plate River operates various directory, listing and catalogue services, including restaurant directories, business directories, classifieds and other platforms that may contain user-submitted or third-party content.
Business listings, directory entries, reviews, ratings, comments, photographs and other user-generated content may be supplied by businesses, users or other third parties.
Plate River does not verify, endorse, guarantee or warrant the accuracy, completeness, legality, availability, quality or suitability of any listing, review, rating or user-generated content.
Information including business descriptions, products, services, menus, pricing, opening hours, contact details, photographs, promotions and special offers may change without notice and may not always be accurate, complete or current.
Plate River is not responsible for:
- The accuracy or reliability of information supplied by businesses, advertisers or users
- The quality, safety, legality or suitability of products or services offered by listed businesses
- Bookings, reservations, transactions or communications between users and businesses
- Reviews, ratings, comments or other user-generated content
- Any dispute, loss, damage, injury, inconvenience or dissatisfaction arising from interactions with businesses, advertisers or other users
Users should independently verify important information before relying upon it or making any purchasing, booking, dining, business or commercial decisions.
Any interaction with businesses, advertisers or other users is undertaken entirely at your own risk.
6. Third-Party Content and Links
The Site may contain links to third-party websites, services, advertisements or resources.
Plate River does not control and is not responsible for third-party content, products, services, availability, privacy practices or policies.
Links are provided for convenience only and do not imply endorsement.
7. Limitation of Liability
To the fullest extent permitted by law, Plate River is not liable for:
- Direct, indirect, incidental or consequential damages
- Loss of profits, revenue, business opportunities or goodwill
- Loss or corruption of data
- Service interruptions or technical failures
- User-generated content
- Interactions between users
- Reliance on information, listings or calculator results
- Errors, omissions or inaccuracies in content
8. Use at Your Own Risk
You use PlateRiver.NET entirely at your own risk.
Your sole remedy for dissatisfaction with the Site, its content, services or features is to stop using the Site.
9. Australian Consumer Law
Nothing on this page excludes, restricts or modifies any consumer rights or guarantees that cannot be excluded under Australian Consumer Law or other applicable legislation.